Are All Card Transactions the Same? Understanding Card-on-File vs. Unscheduled Card-on-File
Not all card transactions are alike, and two key types—Card-on-File (COF) and Unscheduled Card-on-File (UCOF)—serve different purposes. Both involve storing...
Liability Shift – Who’s Taking The Risk?
One of the most important questions in the payments industry is understanding liability shift—who bears the risk when fraud occurs?...
Why Klarna Sold £30 Billion in Debt to Elliott and What It Means for Both Sides
Klarna, the Swedish fintech giant known for its buy-now, pay-later (BNPL) services, has recently made headlines by selling a substantial...
Stablecoins for Cross-Border Payments: Opportunities and Challenges for PSPs
Cross-border payments often involve high fees, slow processing, and currency exchange risks. Stablecoins—digital currencies pegged to fiat—offer an alternative that...
How to Prepare for an Interview at Adyen
TL;DR: To ace your interview at Adyen, focus on understanding their business model, particularly their unified payments platform. Learn about...
Comparing Australia’s Payment and Fintech Landscapes: Europe and Germany
Australia’s fintech and payments landscape is rapidly evolving, driven by technological advancements and changing consumer behaviors. To gain a deeper...
Exploring Australia’s Fintech and Payment Landscape: Trends, Challenges, and Opportunities
Australia’s financial technology (fintech) and payment landscape has undergone a transformation in recent years, driven by rapid technological advancements, evolving...
PSP Token Sharing: A Key to Seamless Payments Across Merchants
In today’s digital economy, businesses are constantly looking for ways to offer seamless and secure payment experiences to their customers....
Click To Pay vs Card On File
In the e-commerce world, ensuring a smooth, secure, and user-friendly checkout experience is crucial. Two popular terms —Click to Pay...
Network tokens in E-Commerce
As the digital payment landscape continues to evolve, e-commerce merchants are increasingly faced with the challenge of balancing security with...